Free Driveaway Insurance and Annual Insurance both provide comprehensive cover. The main differences are:
| Free Driveaway Insurance |
Annual Insurance |
|
|---|---|---|
Level of cover |
Comprehensive |
Comprehensive |
Length of cover |
Until 23:59 hours the day after the policy starts unless you have arranged 5-day cover with us |
1 year |
Age Limits |
21-79 years old |
17-90 years old for cars, 25-74 years old for vans/commercial vehicles |
Driver |
Policyholder plus one named driver |
Policyholder plus up to two named drivers |
Class of use |
Social, domestic, pleasure and commuting |
Social, domestic and pleasure, plus business use if required (carriage of own goods for vans/commercial vehicles) |
Minimum excess |
£500 |
Minimum £150 - varies by insurer and may be higher on some vehicles. Please ask for details. |
Windscreen replacement excess |
£500 |
Minimum £60 - varies by insurer and cover may be limited if our approved repairer is not used. Please ask for details |
Windscreen repair excess |
£500 |
Minimum £10 - varies by insurer and may be free. Cover may be limited if our approved repairer is not used. Please ask for details. |
Courtesy vehicle during repair |
- |
Included (subject to availability and insurer's terms) |
EU cover |
Comprehensive |
Comprehensive. The number of days may vary by insurer. |
Personal accident |
£2000 |
Cover and limits vary by insurer. Please ask for details. |
Personal belongings |
Up to £100 |
Cover and limits vary by insurer. Please ask for details. |
Legal expenses cover |
- |
Available |
Protected No Claims Discount cover |
- |
Available (providing you have a minimum of 4 years earned) |
Driving Other Vehicles |
- |
Refer to your policy wording |
The offer of insurance is subject to eligibility and underwriting criteria. All cover is subject to the terms and conditions provided with the policy, the Policy Document and the Terms of Business.